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Stima DT Savings and Credit Cooperative Society Limited (Stima Sacco) is a leading country-wide, fast growing, and licensed DTS (Deposit Taking Sacco). To achieve the planned growth, the Sacco is looking for qualified and competent persons to fill the following vacancies:
CREDIT ANALYST ASSISTANT
Job Summary
Reporting to the Credit Administrative Officer, the job holder will be responsible for monitoring performing loan portfolio of personal loans.
Core duties and responsibilities
- Assist in analyzing Credit files from Branches and provide timely recommendations.
- Review sector / Industry credit concentration exposures.
- Conduct second level business visits and provide reports on agreed upon deliverables.
- Monitor the lending process in accordance to laid down Credit processes.
- Periodic Update and maintenance the Credit Risk register.
Academic Qualification
- Bachelor’s Degree in Business, Accounts, Finance.
- Professional Credit or Accounting qualifications an added advantage.
- Computer skills: adept in use of Ms. Word, Excel, Access, power point, Internet, and email.
- Ability to interpret Financials and make sound decisions out of it.
- Analytical and keen to details.
- Innovative and creative.
- Ability to take personal initiative and work with minimal supervision.
Experience
- Minimum of three (3) years practical experience in banking with proven result-oriented track record in credit appraisals.
Knowledge, skills, and attributes
- Ability to communicate both inside and outside the organization.
- Ability to write complex reports.
- Analytical skills.
- Analytical risk assessment skills.
- High standards of integrity and ethical practice.
- Capable of functioning effectively both as a team player and a team leader
- Ability to accurately plan work assignments, prioritize tasks and deliver deadlines.
- Communication and interpersonal skills.
Key Result Areas
- Successful collection of the Societies debts
- Maintenance of a healthy loan book
How to Apply
Qualified applicants should apply on or before 5:00pm on Wednesday, 24th February 2023 using the link provided in the Society’s website.
***Only shortlisted candidates will be contacted. ***
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