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Asset Finance Officer – Sales Job at Watu Credit
Location: Mombasa
Watu Credit is looking for candidates who are flexible for relocation to Central Kenya upon completion of training.
Watu Credit Limited prides itself by offering an excellent client service in the domestic lending market, thanks to our dedicated team of professionals coupled with the use of modern technologies.
The Company offers asset financing (motorcycles and three-wheelers) and group lending products (short-term and business loans) and currently is expanding with branches opened in Nairobi, Malindi, Nakuru and Mombasa (Town), Eldoret, Kitale.
As the Asset Finance Officer – Sales you will be primarily responsible for the sales of the products and all Asset Finance on-boarding processes.
Qualifications
- Diploma or Bachelors Degree in Business Administration, Marketing or related field
- Ambitious and energetic sales professional
- At least 2 years experience in Sales/ Customer Management/ Micro-finance
- Interest and experience in motorbikes / boda-boda industry is a plus
- Attracting Clients to Watu Credit Limited Asset Finance products
- Acting as the contact person at nominated sales point(s) for all incoming inquiries from potential and existing Clients in respect to Asset Finance products offered by the Company, and directing queries’ regarding the Company’s other products to head-office
- Providing pro-active, accurate, detailed and comprehensive product presentation in respect of Client’s inquiry
- Conducting pre-assessment of Client’s financial position and offering the best suitable product configuration
- Collecting necessary documentation, including but not limited to ID, PIN, photo, asset details; checking for documents authenticity and ensuring scanning quality; submitting all relevant information to the back office for further checking and processing
- Issuing appropriate Loan Agreement, ensuring data entry accuracy and correctness and making sure that all essential conditions of Loan Agreement such as (but not limited to) duration, payment schedules, due amount, as well as legally binding consequences in case of breach of Terms and Conditions of this Agreement are fully explained to the Client and accepted by the Client
- Advancing on customer support by conducting preventive and follow-up calls and reminders to clients to ensure adherence to payment schedules
- Keeping Department Manager informed by submitting activity reports and performance analysis in accordance with Company reporting procedures
- Ensuring that all sales and marketing activities operate cost-effectively, consistently and ethically within the given mandate and within the mission and values of Watu Credit Limited
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