Credit Officers Jobs in Kenya

Stima Savings and Credit Cooperative

Society Limited (Stima Sacco) is a leading country-wide, fast growing and

licensed DTS (Deposit Taking Sacco) with an asset base of Kshs 20.5B, a loan

book of Kshs 17B, and membership of 60,000 derived from the energy, utilities,

services, small and micro enterprises (SMEs) and other sectors. 

Its key priority in the 2016-2020

Strategic Plan is to transform its business model and grow the business through

innovative products, unparalleled customer service, aggressive resource

mobilization and expanded distribution channels. 

In order to achieve the planned

growth, the Sacco is looking for a qualified and competent professional to fill

the following vacancy:

Job Summary: Reporting to the Branch Manager, the job holder

will be responsible for ensuring effectiveness and efficiency of all loan

processes and procedures at the Branch. 

Duties and Responsibilities

• Meet with applicants to obtain and compile
  
  copies of loan applicants’ credit histories, financial statements, and
  
  other financial information for loan processing.


• Appraising and advising members on loan
  
  eligibility.


• Analyse applicants’ financial status, credit,
  
  and property evaluations to determine member’s financial status.


• Review loan applications to ensure that they
  
  are complete and accurate according to policy.


• Coordinating the loan processing and advising
  
  members on loan approval status.


• Ensuring compliance of loan procedures as per
  
  SASRA and other legal requirements.



• Giving financial advice and information to
  
  potential clients.


• Generating loans periodical reports for the
  
  branch manager.


• Monitoring branch loan portfolio.

Key Qualifications and Skills

• KCSE Grade B- or its equivalent.


• Bachelor degree in Cooperative Business or
  
  Management or Business related field.


• Diploma in business related field in
  
  combination with qualifying experience may be accepted in lieu of
  
  Bachelor’s Degree.


• Post graduate Diploma in Micro Finance will be
  
  an added advantage.


• Certified Credit Management will be an added
  
  advantage.


• Proficiency in computer skills.


• Five (5) years relevant experience at
  
  supervisory level, preferably in the financial sector.


• A person of integrity, team player and have
  
  effective communication skills.


• Excellent knowledge of computer applications.


• A good team player/leader.


• Strong interpersonal skills, outgoing
  
  personality, and ability to work independently and effectively under
  
  pressure and on strict deadlines and in a multicultural setting.


• Excellent knowledge of computer applications.

Qualified applicants should send

their Application Letter and Detailed CVs to creditofficer@stima-sacco.com on

or before 5pm on 26th February 2016 indicating the position applied for as the

subject line.

Only Shortlisted Candidates will be contacted.