Standard Chartered Bank Credit Analyst Jobs 2015

Job Description

Job Description

• Primarily responsible for managing the credit risk associated with the portfolio and ensuring high quality of the portfolio.
• Closely work with the RM from the origination & play a vital role in deal structuring to add good value from a credit/policy perspective.
• Work with the RM on a specified portfolio and facilitate revenue growth in the portfolio.

Key Roles & Responsibilities

Origination
 Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
 Work with RM/product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products.
 Work with the RM, in a) obtaining all pre clearances like ER negativity, segmentation, etc. b) preparing & presenting work-shopping note and c) expediting approvals.
 Responsible for end-to-end BCA process including preparing all the tools like Odyssey, Scorecard, etc, in-depth analysis of various risks, quality presentation and ensuring fast credit approval.
 Ensure compliance of all internal and regulatory credit/other portfolio related policies e.g. preparing the Country portfolio standard checklist, Temasek check, other special reporting requirements, etc.
 Coordinate and prepare for GCC meetings
 Liaise with GAM Credit for limit approval/allocation.
 Prepare GP5. (for Malaysia only), Conduct SCL/means and purpose test. (for Malaysia only)
 Release the trade offerings in IMEX, after obtaining the necessary approvals.
 Seek necessary approvals for excesses in the account.Post Deal Account monitoring

 Monitor quality of the portfolio by tracking Excess/past dues, strictly complying with ASTAR, EAR processes.

 Ensure timely submission of quality Quarterly Credit Reports

 Monitor Risk Triggers, Covenants and other credit conditions and report appropriately

 Ensure Zero BCA over dues.

 Liaise with Credit on BCA and other credit issues and ensure quick turnaround on queries.

 Proper maintenance of Credit files and ensuring Audit Ready at any time

 Attend EAR/Portfolio call/MTM calls along with the RMs

 In partnership with the relationship manager, ensure timely identification of accounts to be put in EAR as per the bank’s policies and guidelines

Others
 prepare timely Stress Tests wherever required
 Prepare specific industry study
 In partnership with the RM, approve the TAS request as per the bank’s policy (only FI specific).
 Work on specific request from custody for limits (only FI specific)
 Prepare PMC report (only FI specific). Prepare summary sheets for FIS (only FI specific)
 Prepare Credit Opinion reports wherever required.
 Effective use of Creditmate & CRM

How to Apply

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