Jobs at SMEP. Head of Finance

Head of Credit Jobs at SMEP Microfinance Bank, Kenya

SMEP Microfinance Bank Limited, a Christian based bank regulated by the Central Bank of Kenya, invites applications from interested and suitably qualified candidates to fill the positions of:

Head of Credit Job Purpose

The position is responsible for protecting the company’s finances by ensuring prudent credit policies and procedures are in place to efficiently and effectively mitigate risk by controlling credit and managing the debts owed by customers to ensure profitability. The job may involve lots of travel within the country and requires a flexible person.

Duties and responsibilities

Reporting to the CEO the successful candidate will be expected to handle the following: –

Facilitate the formulation, implementation, review and ensure compliance to credit strategies, policies and procedures

Manage the Microfinance credit function efficiently and effectively to ensure profitability and risk mitigation

Developing credit products through the evaluation of customer needs and activities in liaison with the Operations / business development department

Undertake risk management through monitoring and administration of credit performance through reports and returns from the branch network

Develop and maintain business relationships with key customers and stakeholders in order to maintain and create business opportunities and help in monitoring customers’ credit rating with banks and credit reference agencies

Providing support to the branches on credit matters

Responsible for ensuring a strong portfolio quality and control of the credit book

Responsible for credit administration by setting terms of credit and ensure timely repayment by customers

Manage a team of credit analysts or accounting technicians

Negotiate repayment plans and discontinue credit to late-paying business customers

Responsible for initiating legal action to recover debts if necessary and dealing with cases of insolvency – meeting other creditors, arranging for goods to be recovered, or arranging for a liquidator to sell off a defaulter’s assets.

Perform any other function/duty as may be assigned/directed by management from time to time
Qualifications for Head of Credit Jobs in Kenya


Masters degree in Business Administration /Finance/Economics

Postgraduate qualification in credit management or a BTEC National Diploma or HND or credit

Member of AKIB and AICM

Have 5 years relevant work experience 3 of which in a similar position preferably in a financial environment.

Hands on experience with T24 emerge is an added advantage

Be aged between 35 – 45 years

Applicants must be committed Christians

Other Key Skills –

Posses strong analytical and numeracy skills, experience in credit control and a working knowledge of credit law, ability to assess risk, excellent written and communication skills, a team player with demonstrable managerial, organization and interpersonal skills including ICT skills.

How to Apply
Qualified and interested candidates who meet the above criteria should download the “Job Application Form” at HERE and send their filled applications to recruitment@smep.co.ke on or before 30th May, 2015. Only shortlisted candidates will be contacted.

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