Credit Control Officer Job in Kenya

Dec 10, 2016

Position: Credit Control Officer
 

Job Responsibilities

• In charge of growth and quality of micro-credit sector.


• Enforcement of overall micro-credit strategies.


• Ensure proper filing of micro-credit documents and files.


• Conducting marketing in the branch to recruit more customers.


• Reviewing and analysing the client’s credit risk status and offering expert advice to the risk assessment committee.


• Maintaining and observing an acceptable turnaround time for the various loan products as defined in the service level agreements with the various credit section.


• Enforcement of compliance to all credit policies and procedures


• Loan monitoring and risk management with aim of avoiding credit defaulters and interest suspension.


• Developing and maintaining relationships with strategic partners and potential client with aim to increase and maintain the banks credit base.


• Conducting marketing activities to recruit more customers and maintain business relationship.


• Conducting borrower preliminary interview


• Visit to the business and preparation of call report


• General business assessment


• Preparation of credit appraisal

Qualifications and Experience

• University degree in finance, economics, statistics or a business related field.


• Professional banking qualifications is a plus.


• Experience in lending and customer care.


• Financial/credit risk related training.


• Experience in Micro-Finance Institution (MFI) at an officer level an added advantage


• Be able to understand and implement processes and procedures.

Competencies

• Understand and implement credit processes.


• Lending and customer care experience to create a balance between credit risk and customer service..


• Demonstrate a high degree of sensitivity, confidentiality and integrity when dealing with internal and external customers.


• Management and leadership ability: Have excellent interpersonal, organizing and people management skills.


• Excellent communication and presentation skills, with outstanding reporting skills..

Personal Attributes

• Results oriented with excellent communication and social skills. A forward planner with clear focus, mature, reliable, hardworking and able to work without supervision.


• Honest and with high integrity.

Qualified candidates to send their CVs to cvs@cdl.co.ke on or before 16/12/2016 indicating credit control officer as the subject