Co-op Bank
Project Manager – Mortgage
As a customer-centric financial
institution, we are on a mission to help our customers succeed by providing
highly personalized services to deliver that personal touch.
We measure our efforts by the
success our customers enjoy and the advocacy they exhibit.
We are succeeding because they
are succeeding. As the Project Manager – Mortgage, you’ll help make this
happen.
Reporting to the CIBD & CBD
Mortgage Lead, the role holder will be responsible for reviewing and supporting
the business in the processing of construction/project finance applications and
maintenance of relationships with clients during project implementation in line
with the banks business objectives.
The Role:
Specifically, the successful
jobholder will be required to:
Review projects in property development suitable for
financing bearing in mind risk/return parameters set by the bank
Monitor in collaboration with the banks business and
credit risk units, progress on project implementation
Monitor the financial and operational performance of
projects for early identification of potential problems as well as initiate
timely remedial actions
Generate various management reports on performance
of the construction loan portfolio
Handle enquiries from prospective clients that
sometimes involve preliminary site visits with the RMS/PSMs
Provide guidance for the purposes of re-packaging
construction/project cases to meet banks requirement
Review bank new applications for funding submitted
from the department, business units or our branch network
Initiating projects disbursement memos for review by
the Technical team as per the laid down policies and procedures
Benchmark the competition and advising on new
product offerings and maintaining a project comparable database to assist the
business in project analysis and respond to customer product complaints
especially during project implementation
Maintain construction project files, that relate to
customer correspondence, work in progress, approved credit request and general
correspondence as well as project processing and administration
Conduct pre-appraisal reviews and communicating the
findings to the business development manager and prospective clients
Review submitted project documentation that includes
but not limited to titles, approved architectural drawings, structural
drawings, NEMA approvals/Licenses
Conduct initial review of technical documents with a
view to advice on their adequacy to proceed to technical review.
Review offer letter terms and conditions to ensure
they in tandem with the envisioned mode of project implementation
Review submitted interim valuations before
initiating disbursements requests
Hold meetings with clients. consultants to address
issues on proposed construction projects
Conduct periodical site visits to asses projects and
hold discussion with concerned parties together with the project managers
Undertake detailed appraisal report for review by
the team leader and work in conjunction with the business units and project
managers to write supervision reports that asses critical parameters at
implementation stage
Work together with various business units and the
project managers to address issues arising out of the outcome of the
supervision at implementation stage and monitor performance of the project
Ensure that all risk management requirements within
your remit are addressed and where necessary escalated through the available
defined channels
Conduct post implementation review on projects and
record key learning points for dissemination with a view to improving on the
bank processing procedures and risk management
Ensure strict adherence to all regulations,
statutes, standards, practices and all internal processes and procedures as per
the relevant manuals and comply with all relevant external legislation and
regulations with regard to Compliance requirements.
Skills, Competencies and Experience:
The successful candidate will
be required to have the following skills and competencies:
A Bachelor’s Degree in a business-related field from
a recognized University with at least five years working experience in banking
or in a financial institution.
Professional qualifications will be an added
advantage.
Good knowledge of mortgage product and mortgage
sales experience with a good appreciation of legal processes in conveyance/
land matters
Proactive, assertive and highly adaptable to change
with strong analytical skills and customer centric mindset.
Personal organization and thoroughness coupled with
the ability to work under minimum supervision with good Judgment skills.
Ability to analyze data, information and situations
for effective work performance with excellent attention to details and quality
output.
How to Apply:
If you are confident that you
fit the role and person profile and you are keen to add value to your career
then please forward your application enclosing detailed Curriculum Vitae to
jobs@co-opbank.co.ke indicating the job reference number PMM2/CIBD/2023 by 24th
June, 2023.
We are an equal opportunity
employer.

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