Vacancy: Credit Control Officer

Category: Credit Control

Location: Nairobi, Kenya

Employment: Full-Time

Responsibilities

Will be responsible for developing and executing the companies recovery and debt collection efforts.Responsible for maximizing recoveries from written off accountsEnsure company debts are recovered on time and efficiently.Coordinate daily execution of debt follow up by phone, visits and recoveryResponsible of negotiating repayment plans with delinquent members.Expected to maintain a low net bad debtMonitoring and rehabilitating delinquent accounts.Minimum Requirements

Minimum CPA 1 and 2Experience in reconciliation a MUSTCan work under pressureAt least 2 years experience in debt collection, preferably a pharmaceutical companyExcellent communication skillsProficiency in Microsoft OfficeAble to multi taskShould possess strong interpersonal, communication and analytical skillsAbility to work with strict deadlines.Good negotiation skillsgood interpersonal skillsmaturity, honesty, integrity and a strong sense of ethicsthe ability to remain calm in stressful situationspatience and understandingto be persuasive, persistent and firm.Ability to handle pressureSalary + commissions payable.

Send ONLY CVs by  6th December 2014 to ‘hr@harleysltd.com’. 

Pls do not apply if you do not possess the above qualifications. DO NOT attach any certificates to your application.

Credit Officers - Micro Credit and SMESalary: KShs 20,000 - 25,000

The Credit Officer through teamwork will effectively handle credit function operations in order to ensure a profitable line of business and a quality loan book, while reporting to the Branch Manager.

Key Duties

Grow and maintain a quality loan portfolioRecruitment of new clientsRisk Management: Credit risk analysis and evaluationUndertake credit appraisal to vet all credit proposalsSound understanding of lending in micro-finance industry.Ensure all amounts disbursed are collected by the due date.Monitoring and administration of credit performance through reportsEnsure Compliance with Credit policies and proceduresWork hand in hand with SCL team to source for new businessRelationship ManagementBranch support and Carry out inspection on credit/lending issuesMinimum qualification and experience required:Diploma/degree in business / Finance / Social Science related fieldLending and relationship management experience to create a balance between credit risk and customer serviceAt least three (3) years’ experience in a credit function of a financial institution handling Micro and SME clients.Have an excellent interpersonal, organizing and people management skills.Excellent communication and presentation skills, with outstanding reporting skills.If you meet the above requirements, please apply in confidence to hr@speedcapital.co.ke. Deadline of application is October 31, 2014.

Position: Credit Operations Manager
Reporting to: Chief Operating Officer
 Other Relationships: Marketing, Credit, Customer Service, HR, Finance & IT

Role Profile: The Credit Operations Manager – Is  responsible for leading a dynamic and diverse team responsible for delivering measurable and cost-effective results that will ensure the organisation’s vision is realised. He/She is primarily responsible for leading and managing comprehensively the Credit programs. He/she will take leadership in expanding the current 7 Branch outlets, to new market outlets as outlined in the strategic business plan. The successful individual will be responsible for all strategies and activities of managing a healthy rapidly growing portfolio within the framework of the company vision and mission.

Key Duties
Delivery of Operating profit and budgetary control on monthly, quarterly & annual basis; by branch, customer segment & product category.Achievement of disbursement targets daily, weekly, monthly, quarterly and annually by product category, by branch and by customer segment. Both in number of loans disbursed and volume (KShs.)Manage Portfolio Quality (Collections/Repayment) ensuring a good portfolio with PAR not exceeding 2%.Managing operational and third party risk control supporting the business in a manner as to maximize efficiency, minimize risk & cost to the business. These include; legal, Valuers, Tracking Companies, M/Vehicle/KRA Agents, Auctioneers, Debt collectors & CRB.People Management - Manage all Branch network operations ensuring all staff are well trained and motivated to deliver on the customer promise as per company mission with the highest level of integrity. Ensure excellent customer service delivery and customer delight in all Branches. Minimum qualifications, experience & competencies required:Bachelor’s degree in Business Management, Administration or Social Science from a reputable University. Masters degree will be an added advantage. Post-graduate qualification in Credit Management.Fully conversant with micro-credit and SME lending in the Kenyan business environment.  Ability to maintain confidentiality, tact and discretion when dealing with people and records.Demonstrable People Management experience in a lending environment.   High integrity and dependability. Ability to build and maintain productive working relationships in a multi-functional environment. Minimum 3- 5 years experience in a managerial position gained from a Banking or Financial Institution with demonstrable ability in providing guidance in all areas of credit operations including processes, systems & models. Strong presentation skills including excellent oral communication skills, passion to make yourself understood and engaging in a pleasant way.People Management skills a must.If you believe you can clearly demonstrate your abilities to meet the criteria given above, please submit your application with a detailed CV, stating your current and expected remuneration, quoting the job tittle in the subject field to hr@speedcapital.co.ke. Deadline of application is October 31st 2014.
Only shortlisted candidates will be contacted.

Branch Manager - Micro Credit and SME
Reporting to the Head of Credit Operations, The Branch Manager through teamwork will be responsible for business growth, service delivery, compliance and ensuring efficient day to day operations of the branch.

Key Duties

Growing and managing a quality loan portfolio.Preparation and implementation of annual branch budgets and business development plans.Achievement of branch profitability and cost control objectivesPromotion & marketing of the Institution’s products and servicesEnforce implementation of laid down policies and procedures for Credit operations and staff discipline.Monitor loan assessment, appraisal and approvals at the branchEnsure loan repayments and recoveries are within stipulated timelines and as per policy guidelines.Ensure supervision, appraisal, coaching, motivation and development of all branch staff and recommending appropriate training needs.Working with third party service providers to deliver superior service to all customers.Marketing intelligence and reporting to understand competitor activity in the assigned area. Ensure provision of high quality services to all customers in a timely manner.Manage relationship with all stakeholders to ensure positive image of the institution is maintained.Minimum qualification and experience required:Diploma / Degree in business / Finance / Social Science related field. An MBA is an added advantage.Lending and relationship management experience to create a balance between credit risk and customer service.At least three (3) years’ experience as a branch/unit manager in credit function of a financial institution handling Micro and SME clients.Have an excellent interpersonal, organizing and people management skills.Excellent communication and presentation skills, with outstanding reporting skills.High integrity and professionalism.If you meet the above requirements, please apply in confidence to hr@speedcapital.co.ke indicating current and expected remuneration. Deadline of application is October 31, 2014. Only shortlisted candidates will be contacted.

Branch Operations Officer - Micro Credit and SMESalary KSh 40,000 - 50,000

Reporting to the Branch Manager, the Branch Operations Officer will be responsible for efficient and consistent customer service delivery and managing day to day operations of the branch to ensure quality loan portfolio and customer delight. 

Key Duties

Managing the branch loan portfolio in accordance with policies and procedures.Ensure the branch consistently delivers high quality service to all customers.Ensure compliance, minimize exposure to and the impact of operational risks.Ensure proper loan assessment, appraisal, documentation and approval.Coordinate with third party service providers (Legal, valuers, tracking companies, CRB, debt collectors, auctioneers etc) to achieve stipulated TAT.Relationship managementImplementation of established policies, procedures and systems in achieving compliance requirements, efficiency, resource utilization and cost control.Control the utilization, proper maintenance and custody of all assets at the branch.Ensure superior and consistent service delivery.  Promoting sales & service culture through coaching, guidance and staff motivation.Analyse portfolio performance on daily basis and coordinate collection/recovery activities. Proposing the development of new services/products or the improvement in the existing ones in relation with market and results analysis.Ensure all reporting tools are available at branch level to correctly monitor all branch activities.Ensure implementation of the branch marketing plan.Ensuring appropriate and efficient support from Back Office team at Head Office to the branch.Minimum qualification and experience required:Diploma/degree in business/Finance/Social Science related fieldLending and relationship management experience to create a balance between credit risk and customer serviceAt least three (3) years’ experience in a credit function of a financial institution handling Micro and SME clients.Have an excellent interpersonal, organizing and people management skills.Excellent communication and presentation skills, with outstanding reporting skills to effectively manage customer expectations.Competent in effectivley appying relevant lending policies, processess and procedures to consistently achieve compliance goals.Customer focus to effectively investigate customer complaints and respond appropriately.If you meet the above requirements, please apply in confidence to hr@speedcapital.co.ke. Deadline of application is October 31, 2014.

Position: Credit Operations Manager
Reporting to: Chief Operating Officer
 Other Relationships: Marketing, Credit, Customer Service, HR, Finance & IT

Role Profile: The Credit Operations Manager is  responsible for leading a dynamic and diverse team responsible for delivering measurable and cost-effective results that will ensure the organisation’s vision is realised. 

He/She is primarily responsible for leading and managing comprehensively the Credit programs. He/she will take leadership in expanding the current 7 Branch outlets, to new market outlets as outlined in the strategic business plan. The successful individual will be responsible for all strategies and activities of managing a healthy rapidly growing portfolio within the framework of the company vision and mission. Key Duties Delivery of Operating profit and budgetary control on monthly, quarterly & annual basis; by branch, customer segment & product category.Achievement of disbursement targets daily, weekly, monthly, quarterly and annually by product category, by branch and by customer segement. Both in number of loans disbursed and volume (KShs.)Manage Portfolio Quality (Collections/Repayment) ensuring a good portfolio with PAR not exceeding 2%.Managing operational and third party risk control supporting the business in a manner as to maximise efficiency, minimise risk & cost to the business. These include; legal, Valuers, Tracking Companies, M/Vehicle/KRA Agents, Auctioneers, Debt collectors & CRB.People Management - Manage all Branch network operations ensuring all staff are well trained and motivated to deliver on the customer promise as per company mission with the highest level of integrity. Ensure excellent customer service delivery and customer delight in all Branches. Minimum qualifications, experience & competencies required:Bachelor’s degree in Business Management, Administration or Social Science from a reputable University. Masters degree will be an added advantage. Post-graduate qualification in Credit Management.Fully conversant with micro-credit and SME lending in the Kenyan business environment.  Ability to maintain confidentiality, tact and discretion when dealing with people and records.Demonstrable People Management experience in a lending environment.   High integrity and dependability. Ability to build and maintain productive working relationships in a multi-functional environment. Minimum 3- 5 years experience in a managerial position gained from a Banking or Financial Institution with demonstrable ability in providing guidance in all areas of credit operations including processess, systems & models. Strong presentation skills including excellent oral communication skills, passion to make yourself understood and engaging in a pleasant way.People Management skills  a must.If you believe you can clearly demonstrate your abilities to meet the criteria given above, please submit your application with a detailed CV, stating your current and expected remuneration, quoting the job tittle in the subject field to hr@speedcapital.co.ke. Deadline of application is October 15th 2014.
Only shortlisted candidates will be contacted.

Our client in the health sector is seeking to recruit a hospital Credit Controller to join their team.

Salary; 50-70K

Key duties and responsibilities;

Positively impact cash flow and working capital by ensuring the accurate and timely processing and payments of accounts receivable.Ensure that all credit control responsibilities and duties are carried out accurately and within set time limits, whilst providing a first class service to all customers.Managing credit control and debt management activities including supervising a team of credit control operatorsMaximizing cash collection across the board.Cash allocation and reconciliationRectification of previously mismanaged accountsProblem solving and timely decision makingMeeting monthly and yearly targetsDaily management of debts and collectionsFull accountability of all allocated accountsB com Degree – Accounting/Finance OptionCPA 2Credit Management Certificate – will be an added advantage3 – 4 years in a hospital environment (MUST)Have good interpersonal skillsMUST have experience in in–patient services and individual clients.If qualified kindly send CV and application letter to jobs@jantakenya.com clearly indicating ‘Hospital Credit Controller’ on the subject line by 1st July, 2014. DO NOT attach any certificates.

Only shortlisted candidates shall be contacted.

Credit Officers / Relationship Officers - Micro Credit and SME

The Credit Officer through teamwork will effectively handle credit function operations in order to ensure a profitable line of business and a quality loan book, while reporting to the Branch Manager.

Key Duties

Foster business growth objectivesRecruitment of new clientsRisk Management: Credit risk analysis and evaluationUndertake credit appraisal to vet all credit proposalsSound understanding of lending in microfinance indurstry.Ensure all amounts disbursed are collected by the due date.Monitoring and administration of credit performance through reportsEnsure Compliance with Credit policies and proceduresWork hand in hand with SCL team to source for new businessRelationship ManagementBranch support and Carry out inspection on credit/lending issuesMinimum qualification and experience required:Bachelor’s degree or diploma in business/Finance/Social Science related fieldLending and relationship management experience to create a balance between credit risk and customer serviceAt least three (3) years’ experience in a credit function of a financial institution handiling Micro and SME clients.Have an excellent interpersonal, organizing and people management skills.Excellent communication and presentation skills, with outstanding reporting skills.
If you meet the above requirements, please apply in confidence to hr@speedcapital.co.ke. Deadline of application is June 10th 2014.

Community Welfare Agency (WAC); a microfinance institution based in Eastlands, Nairobi, is seeking for a competent, focused and result oriented persons to fill the following positions.
 Microfinance Programmes ManagerMinimum of a degree in business, accounting, finance or related fields CPA/ACCA will be an added advantage.Minimum of 5 years’ experience in an MFI, with 2 years in team management.Excellent skills in analysis, communication and decision making processesNot less than 30 years of age, High integrity with experience in budgeting and cash flow management.Credit Officer

Experience of 2yrs in business development in microfinanceMinimum of a diploma in business related fields.Ability to work under pressure and achieve set targets.Not more than 30yrs of age, good interpersonal and customer service skills.Applicants must indicate expected salary, 3 referees and daytime contacts to the address below, not later than 30th April, 2014.
The Project manager
P.O. Box 456 - 00516
Dandora - Nairobi
Email: cwelfare agency@gmail.com

Our client, African Guarantee Fund, a large multinational financial organisation based in Nairobi seeks to recruit a Credit Risk Manager who will be responsible for Implementation of the overall risk management processes and procedures for the Credit Risk Department.
 Regularly review and update credit risk management and procedures manuals to ensure they are relevant and up to date;Review credit applications originating from the business development department in line with the organisation’s risk return parameters;Monitor and review the organisation’s credit portfolio to ensure its healthy and advise on remedial measures to be put in place;Oversee and implement plans of credit risk control, including but not limited to compliance with policies and procedures and any other regulations that may be applicable;Organise appropriate internal and external credit risk reporting;Provide regular training on risk management issues to senior management and staff;Identify accounts requiring collection agency or legal action and coordinate collections with the clients;Manage the Credit Analyst and the Credit Administrator.Minimum of 10 years of experience in bank financing (specifically SME), including 4 years in a management role;Masters degree in Business Administration in Finance, Accounting or related field;Sound understanding of and broad experience in facility administration procedures;debt securities, credit documentation and credit risk management practices;Broad knowledge and understanding of insurance, guarantee and bonding facilities.To be considered, applicants must be bilingual (fluent in French and English)
Interested candidates are encouraged to apply by sending a cover letter and detailed curriculum vitae to CVhq@africsearch.com by Wednesday 15th May 2013. Please indicate the reference CRMAN.
Provide details of your current and expected remuneration.
Only short listed candidates will be contacted.

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A leading Sacco in the Christian evangelical – NGO sector

Vacancies
 Credit Controller / Debt Collector
Job description/specification - summary• To collect and follow up debts• To check on the non-performing loans• To co-ordinate debt collection• Advice on legal/commercial issue regarding loan default• Advice on our credit policy according the changes in the market• Be able to appraise loans and advice members accordinglyGraduate in business related studiesAt least CPA IIA diploma from the co-operative college is an added advantageDebt collection experienceDemonstrated experience in debt collectionUnderstanding debt collection principlesAt least 3 years of experience in the financial/cooperative/banking industry.Should have good IT skills with experience in Microsoft Office software & NAVISIONShould be able to communicate effectivelyShould be a committed ChristianShould be of high integrity and honestTerms and conditions: One (1) year contract renewable subject to performance
 Job description / specification - summaryTo update the books of accounts monthly to reflect accurate financial position.General Ledger reconciliations and annual audit preparations to achieve satisfactory audit rating.To prepare monthly management accounts for the Board that are timely and accurate.Validate MPA postings, update the General Ledger and ensure Sacco’s Loan portfolio performs optimally.To prepare dividend schedules upon approval by the AGM.To carry out regular backups of the General Ledger and ensure the system is working at all times.Curry out any other duties assigned by the ManagerGraduate in business related fieldAt least CPA IIA diploma from the co-operative college is an added advantageAt least 3 years of experience in the financial/cooperative/banking industry.Should have good IT skills with experience in Microsoft Office software & NAVISIONShould be able to communicate effectivelyShould be a committed ChristianShould be of high integrity and honestTerms and conditions: Two (2) year contract renewable subject to performance
Apply to the Chairman on or before 30th April 2013, enclosing the following:-A detailed CV giving details of telephone contacts, email address, and current position and also a cover letterNames and contacts of three (3) referees one being your pastorImportant Notice: Only shortlisted candidates will be contacted

P.O. Box 7041-00300 

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Finance & Credit Analyst, East Africa Markets
Job purpose

To plan, develop and control all aspects of general ledger management, trade credit management and fixed assets management as well as provide support to the East Africa Markets (EAM) team.

Develop and maintain key relations with BAT finance team, East Africa marketing team, internal and external auditors, which will assist management in tracking performance and making business decisions.
Ensure effectiveness of controls and efficiency of financial accounting processes and make improvements where necessary.

Key Deliverables

a) General ledger management

Daily preparation of General Ledger (GL) journals for posting by the British American Shared Service Africa Middle East (BASS AME) team Daily verification of the GL codes and checking payment vouchers / expense claims for all of the EAM marketing teamMonthly Reconciliation of the marketing provision accounts as per set deadlinesEnsure maintenance of monthly cut off procedures in line with BAT global requirements. b) Trade debtors credit managementMonitoring of customer balances and payments to ensure that our customers are in line with approved credit policy Review of credit terms in line with shipment plans to ensure shipments are not constrained by credit holdsIn liaison with Supply Chain, forecast debt closing positions and anticipate BAT credit holds and take appropriate corrective action where shipments are at riskPreparation of debtors aging report that shows monthly account status for all of East Africa Markets for discussion at the Credit CommitteePlan reporting of Royalties payable in the royalties reporting systemPlan volumes reporting in the Financial Management SystemUpload of budget and plan numbers into SAPMarketing overhead splits reporting in the Financial Management System d)  Marketing activities management: verification and approval of marketing activity credit notes and ensuring that all submissions from the end markets are accompanied by proper documentation that justifies payment to trade partners.
e) Coordination of the supplier payment processes for BAT Djibouti and Tobacco Management Consultants (TMC) Ethiopia including their respective payrolls.
f)  Checking and approving of cash and bank reconciliations for BAT Djibouti and TMC Ethiopia as well as stock reconciliations for BAT Djibouti
 A University Degree holder in a finance related field and preferably a holder of a professional accounting qualification or equivalent At least 3 years of finance experience in an FMCG environment Strong business orientation with a good appreciation of International Financial Reporting Standards Good interpersonal skills and the flexibility to deal with people at a variety of levels in different countries, both internally and externallyGood communication and influencing skills A Self-motivated individual For further Information and to apply;-   
Applications close on 30th April 2013

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Equity Bank is the region's leading Bank whose purpose is to transform the lives and livelihoods of the people of Africa socially and economically by availing them modern, inclusive financial services that maximize their opportunities.
With a strong footprint in Kenya, Uganda, Tanzania, Rwanda and Southern Sudan, Equity Bank is now home to nearly 8 million customers - the largest customer base in Africa. Currently the Bank is seeking additional talent to serve in the roles outlined below:

General Managers, Credit- 12 Positions

Reporting to the Director of Credit, the role holders will be in charge of leadership of the Credit Department with an overall responsibility for growth of a high quality Loan Portfolio. He/She will, be expected to aggressively drive the business on a balanced score card and deliver Loan growth and portfolio quality targets by identifying, developing and maintaining relationships with the branch network as well as providing leadership to the branches and key Head Office support units.Developing organizational & departmental objectives and participating in policy formulation.Formulation and execution of the Bank’s lending strategy.Drive portfolio growth across all the business sectors.Drive and maintain a high quality loan portfolio.Manage the Bank’s Lending operations by ensuring the branch units deliver on the growth and quality of the loan book targets.Ensure 100% compliance to the Bank’s policies and procedures.Build and develop a high performing culture for all team members through embedding performance development and coaching.Measure and evaluate staff performance against key performance indicators.Establish and maintain close working relationships with other departments and ensure smooth running of credit operations in the Bank.Participate in the Executive Credit Committee.Manage and create relationships with key customers and external stake holders like development partners, auditors and regulators.Participate in credit systems review, development and implementation of new credit innovations.Ensure continuous quality training, mentorship and capacity building for all the team members.Provide leadership and ensure total employee engagement in the department.Evaluate and lead on ways of achieving quality, effective and efficient credit operations.Ensure high standards of customer service, create and maintain lasting business relationships and partnerships with both new and existing clients.Promote the Bank’s brand image.Candidate’s Profile and QualificationsA Bachelors and a Masters degree in an appropriate discipline from a recognized institutionAt least 10 years banking experience, 3 of which must have been at a senior level or as the Head of Credit in a Commercial Bank.Extensive experience in Credit administration, Credit Underwriting and Credit Risk management.Proven track record in achieving targets.Desired Knowledge, Skills and AbilityExcellent people management skillsExcellent credit analysis skillsStrong relationship/ marketing skillsGood financial analytical skillsStrong leadership and communication skillsGood influencing and negotiation skillsStrong interpersonal skillsHighly developed coaching and feedback skillsWorld class customer service skillsProven organizational, team-working and resource management skillsPerformance development skillsStrategy formulation and execution skillsMotivation and inspiration skills General Managers, Operations -5 Positions
Reporting to the Director of Operations, the role holders will be in charge of leadership in the department with overall responsibility for growth of the balance sheet, P&L, Agency Banking, Risk Management and compliance. He/She will be expected to aggressively drive the business on a balanced score card and deliver business growth and profitability targets by identifying, developing and maintaining relationships with the branch network as well as providing leadership to the branches, key head office support units and staff.Develop organizational & departmental objectives and participate in policy formulation.Drive business growth and development of the bank.Manage Bank operations by ensuring that the units deliver on the balance sheet, P&L, quality loan book and Agency Banking targets.Ensure 100% compliance to the Bank’s policies and procedures.Budget planning, control. and evaluation of operations department.Understand and provide clear direction of the department.Ensure continuous quality training, mentorship and capacity building for all team members.Build and develop a high performing culture for all team members through embedding performance development and coaching.In conjunction with the Bank’s leadership agree on challenging performance objectives and measures for the team while providing regular feedback on honest assessment and achievement.Provide Leadership and ensure total employee engagement in the department.Evaluate and lead on ways of achieving quality, effective and efficient operations.Work cross functionally with other departments and key service providers to ensure seamless service to our customers.Complete and maintain balance score card statistics.Promote the Bank’s brand image.Candidate’s Profile and QualificationsA Bachelor and a Masters degree ¡n an appropriate discipline from a recognized institutionAt least 10 years banking experience, three of which must have been at a senior management level of a commercial bank.Holders of professional banking qualifications such as AKIB, ACIB will have an added advantage.Proven track record in achieving targets.Desired Knowledge, Skills and AbilityExcellent people management skills.Good financial, Analytical, skills.Strong leadership and communication skills.World class customer service skills.Ability to motivate others to adopt new ideas and bring about change.Must be computer proficientMust have an innovative and result oriented attitude necessary to succeed in a dynamic environmentStrategy formulation and execution skillsMotivational and inspirational skills If you meet the above requirements, please submit your application with a detailed Curriculum Vitae, current remuneration, e-mail address and daytime telephone contact to jobs@equitybank.co.ke by 30th April 2013.Only short listed candidates will be contacted.
Equity Bank is an equal opportunity employer. We value the diversity of individuals, ideas, perspectives, insights, values and what they bring to the workplace.

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Credit Bank is an established commercial bank and is rapidly growing its branches so as to grow the network. To support our growth strategy, we are looking for dynamic, proactive professionals with strong credential and relevant work experience to fill the positions below:Reporting to the Managing Director, the incumbent will lead Credit analysts and the credit administration team to assess, monitor and control all credit related activities in the Bank and ensure compliance with the Bank’s internal policies, industry and other regulations.Oversight and management of credit analysis/appraisal, credit review and credit administration functionsResponsibility for evaluation of credit processes including governance, loan origination, approvals, collections, collateral management, provisioning and management of bad debt.Accountable for credit compliance and credit policy and procedures.Continuous improvement of turnaround times of credit proposals.Interaction with internal business teams to establish benchmarks for service levels and quality standards.Improvement of the quality of credit operations to cope efficiently with business growth in line with the Bank’s strategy and goals.Develop competences and skills in the departmental staff and creating conducive environment that enables the bank retain quality staffPerformance Management in credit department by ensuring that targets are met at set standards.Minimum Qualifications and ExperienceA Bachelors degree in a business related field from a recognized university.A minimum 8 years experience in a commercial bank with at least 4 years at a senior level in credit control and/or credit risk related functions.Hands on experience in credit management in a commercial bank environment.2. Credit Administration & Monitoring OfficerReporting to the Head of Credit, the successful candidate will be responsible for monitoring and ensuring that the credit portfolio is not impaired.
 Pro-active monitoring of credit performance to ensure timely repayment.Monitoring compliance by the Relationship Team of the credit approval conditions e.g. securities, insurance, valuations, covenants, financial information, etc.Reviewing loans and limits maintained in the system to ensure they are booked as per the approval terms. i.e. amounts, interest rates and repayment period, etc. and initiating corrective action where required;Preparation of Credit Reports for daily, weekly and monthly review of portfolio at risk.Maintain an effective Early Warning reporting System of credit impairments and taking corrective action.Able to evaluate risk, monitor and ensure that loan recovery is carried out timely and in an efficient manner.Liaising with the bank’s Legal Department and outside debt recovery agents to ensure timely action where default is identified.Propose and implement work up procedures for impaired loans.Management of the NPA portfolio.Minimum Qualifications and ExperienceHolder of Bachelors degree in a business related field. Credit management qualifications will be added advantage5 years banking experience, 3 of which should be in Credit Administration or Credit Management.Must be self-driven; possess excellent communication and interpersonal skills, strong organization and negotiation skills.Creative, ambitious, self-driven and results-oriented with an understanding of performance driven business.Reporting to the Credit Manager, the job holder will be responsible for undertaking credit appraisals in order to ensure a profitable line of business and a quality loan book.
 Authenticate documentation presented for all credit applications and ensure they meet the KYC requirements and any other requirements as required by the Bank and by the regulators.Appraise and make recommendations on credit proposals.Ensure compliance with the Bank’s Credit Policy, procedures and Service Level Agreements.Continuously monitor and proactively manage risk/exposure for assigned portfolio.Ensure all post approval activities, including conditions precedent to disbursement are complied with.Prepare management reports and statutory returns.Participate in credit product reviews and development.Manage customer and stakeholder relations in accordance with agreed Service Level Agreements.Minimum Qualifications and ExperienceA degree in Commerce, Statistics, Business Management or Marketing.Professional banking qualifications will be added advantage.At least 4 years working experience in credit analysis and administration.Excellent skills in analysis of Credit and Financial statements.Good report writing and presentation skills.Excellent communication, interpersonal, organizational, and negotiation skills.Ability to work independently, consult and clarify where necessary and make informed and firm decisionsIf you believe that you have the required qualifications and experience to fill in the above position, kindly send your detailed resume together with a cover letter clearly indicating the Ref number to reach the undersigned by 14th March 2013;
Head of Human Resources,
Credit Bank Limited,
P.O. Box 61064-00200, Only short listed candidates will be contacted.

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SISDO, a progressive and fast growing MFI accessing financial services to entrepreneurs in most parts of Kenya invites suitable applicants for the following positions:
1: Secretary to the CEO

Job Summary

Reporting to the CEO, the incumbent will be responsible for clerical and administrative functions of the CEO’s office.

Key Results Areas

Is responsible for maintaining the CEO's schedule and coordinating some of its events, such as conferences, meetings and workshops; Is responsible for Clerical duties; Interacts with both the external and internal customers before they see the CEO; Manages mail in the CEO’s office; Ensures that the CEO’s office is well taken care of and performs any other duties as are assigned by the Supervisor.A diploma in Secretarial Studies, Office Management or its equivalent; Three years of experience as a general secretary; Candidates with a certificate and 5 years experience may also be considered. The candidate should have a working knowledge of computer software programs, such as Microsoft Office; Must excel at following instructions and often need to multitask; Must have a speed in typing of about 50 words per minute and have a thorough knowledge of how to use basic office equipment like computers, phones and fax machines; “O” Level qualification of at least C-; Age below 35 years; Team player with excellent public relations, communication and reporting skills; Familiar with a variety of the office's concepts, practices, and procedures; A wide degree of creativity and latitude and above all, must be professional and have a positive attitude towards work.2. Credit Operations Manager

Job Summary:

The position reports to the CEO and is responsible for heading the Credit Operations function of the organization.

Key Responsibilities:

Responsible for the management and supervision of credit operations’ team; Responsible for the development of Credit Operation policies and procedures; Responsible for enforcement of operational policies and procedures, preparation, review and monitoring of operational plans and programs; Responsible for market surveys, outreach, publicity and marketing activities; Responsible for programme documentation and reporting; Team leader in the development of new products and innovations in the delivery of financial services; Management of the loan portfolio e.g. ensures that all loan policies, conditions and procedures are followed; Liaison with Government agencies and other stakeholders; Management of all departmental activities;Managing all SISDO resources in the department; Providing general leadership, guidance / support to all staff in the department and to perform any other duty as assigned by the Supervisor.Must have a Masters’ degree in Business Administration / Marketing / Finance / Social Science; Minimum of 5 years experience at a supervisory position in a banking / Microfinance Institution; A good understanding of the MFI act; Excellent computer skills and familiarity with Ms Office; Minimum age of 30 years; Fluency in both written and spoken English and Kiswahili; Good communication, interpersonal and organizational skills; Ability to work with diverse group of people; Attention to detail and ability to multi task; Financial management, proposal and report writing skills; Full understanding of enterprise value chain systems and concepts and ability to manage risks in a financial institution; Ability to make independent decisions; Meticulous and detail oriented and ability to ensure quality service delivery in operations including compliance with organization’s mission, vision and objectives.3. Human Resource Manager

Job Summary:

The position reports to the CEO and is responsible for heading the HR function of the organization. 

The position guides and manages the overall provision of Human Resources services, policies, and programs for the entire organization.

Key Responsibilities:

Manages the overall provision of Human Resources services, policies, and programs for the entire organization; Recruitment and staffing; Organizational and space planning; Organization development; Employment and compliance to regulatory concerns; Employee orientation and development; Policy development and documentation; Must be efficient in Employee relations, HR Practices, Industrial Relations and Performance Management; Familiarity with current HR trends; Compensation and benefits administration; Planning for orientation of new staff in consultation with Heads of Departments; Responsible for staff welfare activities e.g. weddings, death e.t.c; Employee safety, welfare, wellness and health; Employee services and counseling; Managing all SISDO resources in the department; Providing general leadership, guidance / support to all staff in the department and perform any other duty as assigned by the Supervisor.A Masters’ degree in HR, Business Administration / Social Science; Minimum of 5 years experience at a HR position; A good understanding of the MFI act; Excellent skills and familiarity in HR soft ware; Minimum age of 30 years;Fluency in both written and spoken English and Kiswahili; Good communication, interpersonal and organizational skills;Ability to work with diverse group of people; Attention to detail and ability to multi task; Financial management, proposal and report writing skills; Full understanding of enterprise value chain systems and concepts and ability to manage risks in a financial institution; Ability to make independent decisions; Meticulous and detail oriented and ability to ensure quality service delivery in operations including compliance with organization’s policies.The positions are on a three - year renewable performance based employment contract.

Interested applicants should send their application letter, resume, copies of relevant certificates and testimonials, names and contacts of three referees, current and expected remuneration and a day telephone contact to the undersigned on or before 18th February, 2013:

Chief Executive Officer,
SISDO,
P.O. Box 76622-00508,
Nairobi

Kindly note that only short listed candidates will be contacted.

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Exciting Career Opportunities at Family Bank
Family Bank Limited is a fast growing commercial bank with a countrywide branch network whose vision is to positively transform lives by enabling people create and sustain wealth through access to flexible and affordable financial services.To support our growth strategy, we are looking for a dynamic, proactive professionals with strong credentials and relevant work experience to fill the following positions:Reporting to the Branch Manager, the person will be responsible for developing new and manage existing customers in relation to the credit function, supervise and train credit officers as well as implementation of the
credit relationship strategies to ensure compliance to regulatory and Bank Policies & procedures.
 The ideal person must possess the following:Hold a Bachelors Degree in Business, Accounts, Finance or related field.Professional Credit qualifications will be an added advantage.Have a minimum of four (4) years practical banking experience in credit with proven result oriented track record in credit relationship and lending.Reporting to Credit Manager, the person will be responsible for the growth of loan portfolio in line with the Bank’s Credit policy, requirements and also maintain the agreed PAR and turnaround time.
 The ideal candidate must possess the following:A Bachelors Degree University graduate.At least 3 years experience in a Bank two of which should be in credit function.Reporting to the Sales & Business Development Team Leader, the Sales Representatives will be responsible for acquisition of new business. The position is on contract terms.
 The ideal person must possess the following:A University Degree in a Business related field with at least a minimum of grade C+ with a C in Maths, English & Swahili.At least 1 year experience in Banking, sales or client relationship management.Other key considerations for the listed jobs will be; possession of good communication, interpersonal and customer care skills and impeccable integrity.
ALL applicants MUST apply online to the email hr@familybank.co.keClosing date is 5th of February 2013.
Canvassing will automatically disqualify the candidate. Only shortlisted candidates will be contacted.
We are an equal opportunity employer.

at Africa Management Solutions Ltd. in Nairobi

The Role
Reporting to the Head, Risk Management, your main responsibilities will involve:
Pro-active monitoring of credit performance and re-payment to avoid deterioration;
Daily monitoring and review of system reports for unserviced loan repayments for prompt corrective action in the event of default;
Daily monitoring of the booking of charges, commissions and fees while ensuring that income leakages are checked;
Maintaining a diary in the system for insurance policies of all assets charged! held as security and ensuring renewal of such policies in a timely fashion;
Monitoring compliance by the Relationship Team of the credit approval conditions e.g. securities, insurance, valuations, covenants, financial information, etc;
Reviewing loans and limits maintained in the system to ensure they are booked as per the approval terms. i.e. amounts, interest rates and repayment period, etc. and initiating corrective action where required;
Preparation of Credit Reports for daily, weekly and monthly review by the Country Head of Risk Management.
The Person
Graduate in a business related field or science degree where analytical skills are required.
Those with a Masters degree and/or a Legal background will have a definite added advantage;
Professional certification in Accounting or a related discipline;
At least five years cognate experience, three of which should be in Credit Risk Management and Relationship Management with a leading bank;
Excellent inter personal skills, negotiation skills and report writing skills;
Excellent networking skills with sound knowledge of the banking environment.
Recent jobs at Africa Management Solutions Ltd.

Published at 06-12-2012
Viewed: 6 times

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Job Title: Credit Controller (Contract)
The Credit Controller is responsible for chasing outstanding invoices to the company and plays a vital role in the cash-flow of the organization ensuring credit given to customers is monitored and controlled effectively.
 Chasing debt by telephone and email and reducing debtor days.Allocating payments in accordance with customer remittances.Processing and generating reminder letters and monthly statements to clients as may be agreed from time to time.Liaising with the sales and accounts receivable teams to resolve outstanding queries.Ensuring that all major accounts work to agreed order to cash cycle.Daily and month end reporting and account reconciliations.Investigating and resolving queries relating to nonpayment of invoices.Working to strict monthly and annually collections targets.To verify facts of all sales returns before passing a credit note. Ensure that all supporting documentations are duly authorized and factual before processing of a credit note while adhering to the policies and procedures of the credit department.Maintain records of all customers in a file (invoices, credit notes, remittance slips, copies of withholding VAT and any manner of correspondences with the customer) and ensure that the same is filed system and in order for ease of traceability.Ensure monthly processing deadlines are met as requiredGood team management skillsThe ability to work in a team and individuallySound decision-makingExcellent written and verbal communication skillsConfidenceGood attention to detailThe ability to work under pressure and to deadlinesConfidence using a computerCPA or a diploma in credit management will be added advantage.2-3years experience as a credit controllerPreferably a male between 28-32yrsThe ideal candidate shall have previous experience dealing with high volume calling and hitting monthly targets.Previous experience of working in a finance department with exposure to credit control will be an added advantage.Male candidates are highly encouraged to apply.

Those fulfilling the requirements of the positions should email their application together with a detailed CV, indicating your availability via email to dafina@wananchi.com on the Subject line clearly indicate the position you are applying for. 

Recruitment is on-going until the position is filled.
 Disclaimer: Candidates who do not meet the minimum requirements stated above need not apply.

Job Title: Credit Controller (3 Months Contract)
The Credit Controller is responsible for chasing outstanding invoices to the company and plays a vital role in the cash-flow of the organization ensuring credit given to customers is monitored and controlled effectively.
 Chasing debt by telephone and email and reducing debtor days.Allocating payments in accordance with customer remittances.Processing and generating reminder letters and monthly statements to clients as may be agreed from time to time.Liaising with the sales and accounts receivable teams to resolve outstanding queries.Ensuring that all major accounts work to agreed order to cash cycle.Daily and month end reporting and account reconciliations.Investigating and resolving queries relating to nonpayment of invoices.Working to strict monthly and annually collections targets.To verify facts of all sales returns before passing a credit note. Ensure that all supporting documentations are duly authorized and factual before processing of a credit note while adhering to the policies and procedures of the credit department.Maintain records of all customers in a file (invoices, credit notes, remittance slips, copies of withholding VAT and any manner of correspondences with the customer) and ensure that the same is filed system and in order for ease of traceability.Ensure monthly processing deadlines are met as required.Good team management skillsThe ability to work in a team and individuallySound decision-makingExcellent written and verbal communication skillsConfidenceGood attention to detailThe ability to work under pressure and to deadlinesConfidence using a computerCPA or a diploma in credit management will be added advantage.2-3years experience as a credit controllerPreferably a male between 28-32yrsThe ideal candidate shall have previous experience dealing with high volume calling and hitting monthly targets.Previous experience of working in a finance department with exposure to credit control will be an added advantage.Those fulfilling the requirements of the above positions should email their application together with a detailed CV, indicating your availability, expected and current salary via email to dafina@wananchi.com on the subject line clearly indicate which position you are applying for.

Till position is filled.

Disclaimer: Candidates who do not meet the minimum requirements stated above need not apply.